Ping An Century Angel's insurance was a type of life insurance that was suitable for people of different ages. This insurance provided both death and survival benefits for a lifetime. If the insurant dies before the age of 18, the insurance company will refund the premium paid; if the insurant dies after the age of 18, the insurance company will pay three times the insurance amount. In addition, every three years of survival, the insurant can receive 12% of the basic insurance amount as survival insurance. The insurance also had a bonus function, but the specific bonus distribution was uncertain. Ping An Century Angel's insurance premium was relatively high and was suitable for families with higher income. It might not be suitable for families with lower family income. Overall, the insurance product provided a high coverage and flexible coverage period, but the policy holder needed to consider his own financial situation and needs to decide whether to buy the insurance.
Taiping's Guardian Angel insurance was a refundable type of serious illness insurance for children. It was only available for children aged 0-15 years old. It was guaranteed for 30 years and would return 1.2 times the premium paid at the end of the period. The insurance only covered 58 serious diseases and did not cover minor diseases. The disease protection was relatively insufficient. Due to the refund mechanism, the premium was higher. Overall, this product was not very competitive. If they pursued cost-performance ratio, they could consider consumer-type children's serious illness insurance, which was suitable for most ordinary families.
The terms of the Taiping Guardian Angel insurance mainly included the coverage, insurance period, waiting period, and grace period. The insurance coverage was for those who were born between the 28th day and the 15th day. The insurance period is 30 years. As for the other specific terms, the search results provided did not provide a detailed introduction, so it was impossible to give a specific answer.
Taiping Angel Protection was a comprehensive insurance product that mainly provided protection for children. According to the information provided, the age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The premium was relatively low, with premium exemption and accident protection functions. However, according to the information provided, the coverage of serious diseases was relatively narrow. It only covered 58 major diseases and did not cover minor diseases. In addition, the maturity survival fund was only 1.2 times the total premium paid, so the income was relatively low. Therefore, according to the information provided, there were some shortcomings in the coverage and benefits of the insurance.
The Taiping Guardian Angel's insurance coverage mainly included life insurance, health protection, savings and investment, and flexible adjustment. In terms of life insurance, this insurance provides risk protection for accidental death. In terms of health insurance, in addition to accidental death insurance, it could also provide major illness insurance and medical expenses reimbursement. In terms of savings and investments, a portion of the premium was used for savings and investments to accumulate cash value and obtain a certain return through investment. In addition, the Taiping Guardian Angel insurance had a certain degree of flexibility. The policy holder could adjust the premium and insurance amount according to his financial situation and needs. The specific coverage and insurance terms needed further understanding. The search results did not provide detailed information.
Taiping's Guardian Angel insurance was a comprehensive insurance product that mainly provided protection for children. According to the information provided, the age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The insurance provided comprehensive financial protection, including protection against major illness, accidental disability, and death. In addition, the insurance also had a certain return on investment and flexible adjustment. The premium and insurance amount could be adjusted according to individual needs. Overall, the Taiping Guardian Angel insurance was an insurance product worth considering.
Taiping Guardian Angel insurance would return 1.2 times the premium paid at the end of the term.
The payment period for the Taiping Guardian Angel insurance was 10 years.
The insurance link for the Golden Medical Protection One Million Medical Protection could be purchased on the Happy Health Protection Network platform, or by clicking on the relevant pictures.
Taiping Life was an insurance product launched by Taiping Life. The product has a wide range of insurance ages, supporting people from 28 days old to 75 years old. The insurance period was for life and could provide long-term and stable protection for the insurant. The payment method was flexible. You could choose to pay in bulk or in installments. The payment period was 3, 5, 10, 20, or 30 years. The main insurance responsibility was death insurance. When the insurant died (not suicide), the insurance amount would be paid in full. In addition, Taiping Life also provided insurance for aviation accidents. For people who often needed to travel by plane, it had a certain advantage. Overall, Taiping Life was an insurance product with low rates, high protection, and flexible payment methods.
The rate of the People's Health Protection Medical insurance was as follows: At age 0, if you choose basic responsibility, the premium is 503 yuan a year; if you choose basic responsibility + special medicine, the premium is 388 yuan a year. At the age of 15, the premium was 196 yuan a year for basic responsibility, and 152 yuan a year for basic responsibility and special medicine. At the age of 20, the premium was 239 yuan a year if he chose basic responsibility, and 184 yuan a year if he chose basic responsibility + special medicine. At the age of 30, the premium was 298 yuan a year if he chose basic responsibility, and 226 yuan a year if he chose basic responsibility + special medicine. At the age of 50, if you choose basic responsibility, the premium is 1558 yuan a year. If you choose basic responsibility + special medicine, the premium is 1115 yuan a year. The cost of additional insurance for specific major illnesses was only about 20 yuan for most age groups, and the lowest cost was 13 yuan, which could get 100,000 yuan. The additional allowance was even cheaper. The minimum allowance was only 6 yuan, and he could enjoy a hospitalization allowance of 200 yuan per day. In addition, the insurance was guaranteed to be renewed for 20 years at an affordable and stable price.