The Guardian Angel of Peace was a comprehensive insurance product that mainly provided protection for children. The age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The premium was relatively low, and there was no pressure to pay the fees. One could easily invest and have a high guarantee. The insurance benefits included death insurance, accidental disability insurance, major illness insurance, and 120% of the premium paid for the duration of the life insurance. Taiping Guardian Angel's insurance also had the feature that if the policy holder unfortunately died or was completely disabled before the age of 65, he could enjoy the benefit of premium exemption. However, this insurance product only covered 58 major diseases, not including minor diseases, and the premium was higher. Therefore, for consumers who pursued cost-effectiveness, they could consider other children's critical illness insurance products.
The terms of the Taiping Guardian Angel insurance mainly included the coverage, insurance period, waiting period, and grace period. The insurance coverage was for those who were born between the 28th day and the 15th day. The insurance period is 30 years. As for the other specific terms, the search results provided did not provide a detailed introduction, so it was impossible to give a specific answer.
The Taiping Guardian Angel insurance was a refundable insurance product. The specific method and proportion of the return of the capital needed to be determined according to the specific terms of the insurance contract. There was no specific information about the return of the Guardian Angel of Peace. It is recommended that you refer to the insurance contract of Taiping Guardian Angel or consult the Pacific insurance company to obtain accurate information on the return of the capital.
The Guardian Angel of Peace's major illness insurance covered many diseases, including malignant tumors, acute myocardia, stroke, major organ transplants, multiple limb loss, severe burns, deep coma, severe aplastic leukemia, end-stage kidney disease, end-stage liver disease, and many other diseases. If the customer was diagnosed with one of the above diseases, the Guardian Angel Major Illness insurance would provide a certain amount of insurance compensation to help the customer cope with the economic pressure brought by the disease. The specific amount of protection and compensation standards needed to be determined according to the insurance contract. Therefore, when purchasing insurance, one should carefully read the insurance clauses to understand the specific protection content and restrictions. Different insurance companies may have different coverage and compensation standards for major illnesses.
Taiping's Guardian Angel Accidental Injury insurance was a type of insurance launched by Taiping Life, mainly for families and children. This insurance provides a variety of benefits, including accidental disability insurance, accidental injury medical insurance, accidental injury hospitalization allowance, etc., to protect the future of you and your family. The specific insurance responsibilities included paying accidental disability insurance according to the results of the disability appraisal, and paying accidental disability insurance according to the basic insurance amount of the contract at the time of the accident multiplied by the payment ratio. It was very easy to buy Taiping Guardian Angel accidental injury insurance. It could be purchased through Taiping Life's official website, mobile APP, or offline insurance agents. This insurance was suitable for people of all ages to purchase. It could provide timely financial support in the event of an accident and also provide protection for future family planning.
Taiping Angel Protection was a comprehensive insurance product that mainly provided protection for children. According to the information provided, the age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The premium was relatively low, with premium exemption and accident protection functions. However, according to the information provided, the coverage of serious diseases was relatively narrow. It only covered 58 major diseases and did not cover minor diseases. In addition, the maturity survival fund was only 1.2 times the total premium paid, so the income was relatively low. Therefore, according to the information provided, there were some shortcomings in the coverage and benefits of the insurance.
The Guardian Angel of Peace insurance provided multiple guarantees and investment returns. The Taiping Guardian Angel's insurance coverage mainly included life insurance, health protection, savings and investment, and flexible adjustment. In terms of life insurance, this insurance provides risk protection for accidental death. In terms of health insurance, in addition to accidental death insurance, it could also provide major illness insurance and medical expenses reimbursement. In terms of savings and investments, a portion of the premium was used for savings and investments to accumulate cash value and obtain a certain return through investment. In addition, the Taiping Guardian Angel insurance had a certain degree of flexibility. The policy holder could adjust the premium and insurance amount according to his financial situation and needs. However, the specific coverage and insurance terms needed further understanding, and the search results did not provide detailed information.
The Taiping Guardian Angel's insurance coverage mainly included life insurance, health protection, savings and investment, and flexible adjustment. In terms of life insurance, this insurance provides risk protection for accidental death. In terms of health insurance, in addition to accidental death insurance, it could also provide major illness insurance and medical expenses reimbursement. In terms of savings and investments, a portion of the premium was used for savings and investments to accumulate cash value and obtain a certain return through investment. In addition, the Taiping Guardian Angel insurance had a certain degree of flexibility. The policy holder could adjust the premium and insurance amount according to his financial situation and needs. The specific coverage and insurance terms needed further understanding. The search results did not provide detailed information.
Taiping's Guardian Angel insurance was a comprehensive insurance product that mainly provided protection for children. According to the information provided, the age range of the insurance plan was from 28 days to 15 years old. The payment period was 10 years and the insurance period was 30 years. The insurance amount is 100,000 yuan per basic insurance, and the maximum number of insurance is 5. The insurance provided comprehensive financial protection, including protection against major illness, accidental disability, and death. In addition, the insurance also had a certain return on investment and flexible adjustment. The premium and insurance amount could be adjusted according to individual needs. Overall, the Taiping Guardian Angel insurance was an insurance product worth considering.
The cash value referred to the value of the insurance policy. It was usually reflected in the amount that was calculated according to the actuary principle and returned by the insurance company when the contract was terminated. In each policy year, the cash value is calculated according to the cash value table listed on the policy or the endorsement. To be specific, the cash value of the Guardian Angel of Peace could be found by checking the insurance policy or the cash value table.
Taiping Guardian Angel insurance would return 1.2 times the premium paid at the end of the term.