Yong 'an was an insurance company founded in 1996 with state-owned capital. Its headquarters were located in Xi'an City, Shaanxi Province. The registered capital of the company is 2.6632 billion yuan. It has 778 business organizations in 18 provinces, cities and autonomous regions, including 22 branches. It has more than 15,000 employees and total assets of more than 10 billion yuan. Yong 'an insurance mainly engaged in property insurance, responsibility insurance, credit insurance, agricultural insurance, guarantee insurance, etc. It also provided services such as reinsurer and legal insurance, as well as agent survey, claim settlement, and recovery services. According to the data of 2022, Yong 'an insurance realized insurance business income of 11.263 billion yuan and net profit of 180 million yuan. It was considered a leader in all-round insurance services. Yongan insurance sales (Shaanxi) Co., Ltd. is a national insurance agency with internet sales qualifications. It is committed to building a comprehensive insurance intermediary online platform to provide customers with richer and better products and services. According to the latest data from Yong 'an, the company's comprehensive and core Solvency Abilities were both 222.64%, which was higher than the requirements of the CBIR. However, the net profit and income of Yong 'an Property and Casualty insurance needed to be improved, and there were problems of shareholder infighting and internal supervision. Information about Yong 'an's specific evaluation and how to choose a suitable insurance company was not in the search results provided.
Yong 'an's performance in the market was not bad. Although its reputation was not as famous as some big companies, it was an insurance company established after being approved by the insurance commission, so it was reliable. Yong 'an insurance has 28 branches, 1 shipping insurance operation center, 426 branches, 384 marketing service departments and business departments, with total assets of 16.472 billion yuan and net assets of 5.585 billion yuan. According to the published data, Yong 'an insurance's comprehensive and core Solvency Abilities were both 222.64%, which was higher than the Solvency Index required by the CBIR. In addition, Yong 'an had a relatively low number of complaints and a relatively good service quality. Overall, Yong 'an was a strong and trustworthy insurance company.
Yong An's customer service number was 95502.
The insurance link for the Golden Medical Protection One Million Medical Protection could be purchased on the Happy Health Protection Network platform, or by clicking on the relevant pictures.
Taiping Life was an insurance product launched by Taiping Life. The product has a wide range of insurance ages, supporting people from 28 days old to 75 years old. The insurance period was for life and could provide long-term and stable protection for the insurant. The payment method was flexible. You could choose to pay in bulk or in installments. The payment period was 3, 5, 10, 20, or 30 years. The main insurance responsibility was death insurance. When the insurant died (not suicide), the insurance amount would be paid in full. In addition, Taiping Life also provided insurance for aviation accidents. For people who often needed to travel by plane, it had a certain advantage. Overall, Taiping Life was an insurance product with low rates, high protection, and flexible payment methods.
Ping An Century Angel's insurance was a type of life insurance that was suitable for people of different ages. This insurance provided both death and survival benefits for a lifetime. If the insurant dies before the age of 18, the insurance company will refund the premium paid; if the insurant dies after the age of 18, the insurance company will pay three times the insurance amount. In addition, every three years of survival, the insurant can receive 12% of the basic insurance amount as survival insurance. The insurance also had a bonus function, but the specific bonus distribution was uncertain. Ping An Century Angel's insurance premium was relatively high and was suitable for families with higher income. It might not be suitable for families with lower family income. Overall, the insurance product provided a high coverage and flexible coverage period, but the policy holder needed to consider his own financial situation and needs to decide whether to buy the insurance.
The rate of the People's Health Protection Medical insurance was as follows: At age 0, if you choose basic responsibility, the premium is 503 yuan a year; if you choose basic responsibility + special medicine, the premium is 388 yuan a year. At the age of 15, the premium was 196 yuan a year for basic responsibility, and 152 yuan a year for basic responsibility and special medicine. At the age of 20, the premium was 239 yuan a year if he chose basic responsibility, and 184 yuan a year if he chose basic responsibility + special medicine. At the age of 30, the premium was 298 yuan a year if he chose basic responsibility, and 226 yuan a year if he chose basic responsibility + special medicine. At the age of 50, if you choose basic responsibility, the premium is 1558 yuan a year. If you choose basic responsibility + special medicine, the premium is 1115 yuan a year. The cost of additional insurance for specific major illnesses was only about 20 yuan for most age groups, and the lowest cost was 13 yuan, which could get 100,000 yuan. The additional allowance was even cheaper. The minimum allowance was only 6 yuan, and he could enjoy a hospitalization allowance of 200 yuan per day. In addition, the insurance was guaranteed to be renewed for 20 years at an affordable and stable price.
Pacific Life's Love Life was a term life insurance product launched by Pacific Life. This product is suitable for people between the ages of 18 and 60 to provide death or total disability insurance to alleviate the economic loss of the family in the event of an accident. The term life insurance was flexible. It provided six insurance periods and three payment methods. It could be flexibly covered according to individual needs. In addition, the product also had some features, such as high medical insurance coverage, low cost, and better rates for non-smoking people. However, the literature did not provide clear information on the specific advantages and disadvantages of the product and whether it was worth buying.
Taiping's Guardian Angel insurance was a refundable type of serious illness insurance for children. It was only available for children aged 0-15 years old. It was guaranteed for 30 years and would return 1.2 times the premium paid at the end of the period. The insurance only covered 58 serious diseases and did not cover minor diseases. The disease protection was relatively insufficient. Due to the refund mechanism, the premium was higher. Overall, this product was not very competitive. If they pursued cost-performance ratio, they could consider consumer-type children's serious illness insurance, which was suitable for most ordinary families.
Gold medical insurance and blue medical insurance had their own advantages, and which one was better depended on individual needs and preferences. According to the information provided, Gold Medical insurance was more flexible in terms of age. It could cover up to 70 years old, while Blue Medical insurance could only cover up to 65 years old. In addition, Jin Medical insurance had more comprehensive coverage for special consultations, such as ambulance fees. However, Blue Medical insurance was relatively loose in terms of health notification. It could still cover some less serious illnesses. Therefore, which insurance product to choose depends on factors such as the individual's occupation, age, and health.
A well - known insurance fraud story is about a car owner who claimed his car was completely totaled in an accident. He provided photos of a severely damaged vehicle. However, the insurance company's forensic team found that the damage was actually caused by the owner himself after the fact. He had deliberately damaged the car further to get a higher payout. Insurance companies use advanced techniques to detect such frauds nowadays.