Listening to ghost novels all the time may have a negative impact on one's fortune because these novels often contain some fictional and supernatural elements that may cause people to develop unhealthy and superstitious thinking patterns. This kind of mindset might cause people to pay too much attention to supernatural forces in their lives and ignore the actual economic laws and financial management methods, thus affecting their personal wealth. People should also note that ghost novels may bring some entertainment effects, but they are not necessarily successful investment suggestions. In terms of financial management, we need to follow the actual economic laws to formulate a reasonable investment strategy and earn a stable income through hard work and honest investment.